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Home Dream, learn and save for your educational goals Save now with a financial professional

Save now with a financial professional

Save now with a financial professional

A Scholar’s Edge 529 account Plan can help provide you with the opportunity to plan for and achieve your educational goals.

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Save with the help of an experienced asset managers

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As a global leader in asset management, we are focused on ​ harnessing the potential of every opportunity to secure an advantage for our clients.​

About Principal Asset Management

  • 28th largest manager of worldwide institutional assets.
  • 13-year winner of Pensions & Investments’ annual Best Places to Work in Money Management, earning a spot every year since the program launched.
  • A fiduciary with disciplined processes, specialized expertise across asset classes, and global investment capabilities in both public and private markets.​

Learn more about Principal Asset Management

As of  June 30, 2025. Due to rounding, figures and percentages shown may not add to the totals or equal 100%.

Smarter outcomes through portfolio options

Multi-asset, multi-manager strategies combining the advantages of active management and the cost savings of passive management​

11 Year of enrollment portfolios

Designed for those beneficiaries who are expected to enroll in qualified education programs between the target years of ​
the portfolio. Seek to achieve long-term growth of capital while preserving capital as they approach their applicable target year of enrollment date.

Learn more about year of enrollment portfolios


4 Target risk portfolios​

Provide access to broad asset classes, combining exchange traded funds, mutual funds and life insurance ​
funding agreements. ​Allocations gradually becoming more focused toward capital preservation and volatility control as the risk target becomes more conservative.

Learn more about target risk portfolios


15 Individual portfolios​

Investors may choose from a wide variety of investment options to create their own personalized investment plan.

Learn more about individual portfolios


  • Available in A, C and R unit classes.
  • We streamlined asset management and account fees, and used passive investments where appropriate, to lower the annual costs of investing in the Year of Enrollment and Target Risk Portfolios.
  • The Scholar’s Edge Capital Preservation Portfolio contains a guarantee by Principal Life Insurance Company that its annual interest rate will be at least one percent.

Unit class availability varies by broker-dealer. Please check with your firm for details on how the plan is offered.​

Glide path innovation

Discover how your portfolio’s asset allocation changes over time

Creating an asset class mix designed to help manage investment risk at every time frame up to the expected year of enrollment​

Non-linear glidepath designed to minimize volatility in the Year of Enrollment Portfolios before education funds are needed.

Utilizes a number of investment managers and their disciplines—choosing active managers for the asset classes where it matters most.

Active asset allocation and monitoring by dedicated manager research team.

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As of August 2025. Asset allocation and diversification do not ensure a profit or protect against a loss. The investment manager’s investment philosophy and strategy may not perform as intended and could result in a loss or gain.

The power of compounding

Time is on your side

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Assume 6% interest, compounded annually, in a non-taxable account. This chart is for illustration purposes only and does not represent the performance of any specific investment. ​Investment returns are not guaranteed, and you can lose money by investing. Investors should consider their ability to sustain periodic investment programs during periods of market downturns.​

Opportunities for contribution and gifting

Making brighter tomorrows a reality through smarter choices for education savings




Dream

How do you make education dreams come true? Discover the many ways you can benefit from a 529 plan to achieve your educational goals.

Learn

It’s easier to achieve educational goals with the right planning. Learn the advantages of a 529 plan and how it can be used to benefit you.

Start saving today

Dream big. Learn more. Save for the future.

Take the first step in securing your loved one’s education today with the Scholar’s Edge 529 Plan.

Take the first step
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