Making planning easier with calculators

Tools to help you plan.

529 Calculators

It is never too early or too late to begin an education savings plan. A savings plan can help keep you on track and set up recurring contributions to help attain your goals. Our 529 calculators and tools are designed to help you navigate your education savings, tax advantages, and payment plans.

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College savings calculator

Get an idea of how much to start saving for college with a target savings amount for each child and learn how much to put into your 529 plan monthly. Learn multiple options to meet your savings goals such as changes to monthly contributions and one-time deposits. You have the option to include expenses beyond tuition such as personal expenses, books and room and board.

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State tax deduction calculator

Find out your estimated net tax benefits from both state and federal taxes with four easy inputs. Receive state specific information on annual deduction limits, beneficiaries, carry-forward provisions, and learn if 529 plans can be used for K-12 and/or apprenticeships.

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Student loan repayment calculator

Calculate estimated loan payments and view estimated payment changes that may occur if interest payment begins while attending school. Additional results include total interest paid and estimated annual starting salary to make future monthly payments manageable.

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Financial aid calculator

Estimate your Student Aid Index (SAI) for the 2023-2024 school year, a key to calculating financial aid. This tool shows both parent and student’s contribution portions and assists in completing the Free Application for Federal Student Aid (FAFSA) form. Learn how your SAI is used by colleges in determining student eligibility.